Equipment financing powered by TFS Financial

Equipment financing powered by TFS Financial

Fast, Flexible Truck and
TRAILER Financing

Same-day approvals, $0 down options*, and competitive terms for highway trucks, trailers, and vocational trucks.

Why Finance Trucks AND TRAILERS

Fast
Approvals

Same-day approvals so you don’t miss out on a good truck or trailer.

Zero down payment

$0 down payment options to
help preserve your cash*.

Long Term Financing

Terms up to 72 months with predictable monthly payments.

New or
Used

We finance new and used equipment that meets your needs.

HOW IT WORKS

Apply online

Fill out our 3-minute credit application to get pre-approved.

Finalize Application

Work with Account Managers to complete lender submissions.

Complete the Purchase

Buy your truck or trailer with the
approved loan.

How It’s Different from
Working Capital?

TRUCK AND TRAILER Financing

Working Capital​

FAQ

Everything you need to know to finance your next truck or trailer

What types of equipment do you finance?

We finance highway trucks, all types of OTR trailers, and short-haul or vocational trucks. We offer financing for both new and used equipment.

Do you offer $0 down financing?

Yes. $0 down options* are available for qualified buyers. This helps you keep cash on hand for fuel, maintenance, payroll etc.

How fast can I get approved?

In most cases, approvals are provided the same day once we receive your application and basic information.

Do you finance used trucks and Trailers?

Yes. We finance both new and used trucks and trailers, depending on the equipment and buyer profile.

What term lengths are available?

We offer flexible terms up to 72 months*, giving you predictable monthly payments that are easier to budget.

Who can apply for financing?

We work with owner-operators, small fleets, and growing transportation businesses. Credit profiles vary, and we focus on finding a solution that fits your situation.

Am I required to accept the financing if I apply?

No. Applying does not lock you in. It simply lets you see your options so you can decide what works best for your business.

Why finance instead of paying cash?

Financing helps you preserve cash flow, keep payments predictable, and scale your business faster without tying up large amounts of capital.

*on approved credit